What is a Tax Deed Application?
Tax Deed application is the action, initiated by a tax certificate holder, which begins the process of selling a property at public auction for the delinquent taxes.
Who/When can I make a Tax Deed Application?
Only a certificate holder who has held a tax certificate for a minimum of 24 months from the date taxes became delinquent is eligible to make a tax deed application with the Revenue Collection Division. This action forces the owner to pay the back taxes or the property would be sold at a public auction to the highest bidder.
I have held my tax certificate for 24 months. How may I obtain the forms to make a Tax Deed Application?
Please email firstname.lastname@example.org and the information will be sent to you. Electronically submitting your application will expedite the process.
I have held my tax certificate for 24 months. How can I go about purchasing/owning the property?
A tax certificate is an investment. The investment does not convey any rights or ownership to the certificate holder. In order to own the property, you'd have to make a tax deed application, attend the tax deed auction and be the highest bidder at the sale.
How is a Tax Deed Application made?
At the time of application, the certificate holder (applicant) pays any other outstanding taxes as well as a title search fee and a tax deed application fee. All of the unpaid taxes and fees are then combined with the applicant's certificate, and interest is earned at the rate of 18 percent per annum. This interest begins accumulating at 1-1/2 percent per month, beginning the month after the application date. Tax Deed applications are filed electronically at http://www.deedexpress.net
What happens if the property for which a Tax Deed Application exists is paid (redeemed)?
If payment is made to Broward County Tax Collector by the tax payer (property owner) or the mortgage company, the applicant is reimbursed for their total investment, the accrued interest and the Tax Deed sale process is stopped.
What happens if the property for which a Tax Deed Application exists is not paid (redeemed)
The property will be scheduled for sale at public auction.
Can anyone pay the Delinquent taxes and own the property?
NO. Payment of delinquent taxes DOES NOT give the payee any rights to property. The redemption (payment) of a Tax Deed application is only accepted from someone with a legal interest in the property such as the property owner, his representative, or a mortgage company.
Will the property owner be notified of the impending sale?
Yes. An ownership and encumbrance report is obtained. Twenty days prior to auction, notification is sent by Certified mail to the property owner, lien holders, and other parties appearing in the report. Additionally, the Sheriff's office will serve/post a notice of sale on the property. If your mailing address has changed, it is very important to update this information with the Property Appraisers Office. Contact the Property Appraiser for additional information.
Are there additional costs involved?
Approximately two months before the tax deed sale, the Tax Deed Applicant must pay additional funds for the cost of advertising, certified mailings and sheriff services or postings. These fees are then added to the total amount due to redeem the Tax Deed application.
How often are Tax Deed Sales held?
We schedule Tax Deed sales once a month. The scheduled sale dates are as follows:*
||January 15, 2014|
||February 19, 2014|
||March 19, 2014|
||April 16, 2014|
||May 14, 2014|
||June 18, 2014|
||July 16, 2014|
||August 20, 2014|
||September 17, 2014|
||October 15, 2014|
||November 19, 2014|
||December 17, 2014|
* Due to scheduling and other statutory requirements, dates are subject to change.
Unless otherwise noted, all sales are conducted in Room 422 of the Governmental Center, 115 S. Andrews Avenue Fort Lauderdale.
Please check the Daily Business Review for the most current sale date and time or call our office at 954-357-5374.
Where are the Tax Deed Sales held?
Tax Deed sales are currently held in the Governmental Center located at:
115 S. Andrews Avenue, Fort Lauderdale, FL 33301.
Sales will be held in the Commission Chambers (Room 422) on the fourth floor, or other location, as advertised in the Daily Business Review.
What do I need to know about a Tax Deed Public Auction?
In order to conduct the tax deeds auction in the most efficient, effective, timely, and correct manner, we kindly ask you to review and adhere to the auction rules.
What time does the Tax Deed Sale begin?
The Tax Deed sale starts at 10 AM unless otherwise stated in the advertisement. Registration starts at 9.
When and where are the properties to be sold at the Tax Deed Sales advertised?
The properties are advertised in the Daily Business Review (Broward Edition), Thursday edition, four weeks prior to the Tax Deed Sale. The advertising includes the property identification number, the tax deed number, name in which assessed and the legal description.
How can a copy of the Daily Business Review be obtained?
The Daily Business Review may be purchased at various newsstands throughout Broward County or by contacting them at 633 S Andrews Ave, Fort Lauderdale, FL 33301 Phone: 954-357-5374, or via the web at www.dailybusinessreview.com
Are the Tax Deed files available for review?
Prior to a Tax Deed Sale, the working files are available for the public to review on the homepage of our website at www.broward.org/revenue. The information contained in the working files should not be utilized as the sole source of research on the property. It is the bidder's responsibility to obtain pertinent legal, lien and title information. (We no longer provide copies of the files on DVD.)
What is the Opening Bid?
The opening bid is the amount of taxes, included in the tax deed application, interest and fees (applicant’s investment). If the property has homestead exemption, the opening bid will also include one-half of the assessed value on the current tax roll. The bid amount may not include all property taxes.
Are all taxes included in the opening bid?
The opening bid may NOT include ALL unpaid taxes. The successful bidder would be responsible to pay any other real estate or personal property taxes. The tax bills will be supplied by Broward County Tax Collector.
What should a potential bidder know prior to participating in a Tax Deed Sale?
Tax Deed sales are not for the uninformed. It is imperative that anyone interested in participating in the Tax Deed Sale conduct extensive research including a full title and lien search prior to bidding on any properties.
What are the requirements to bid on/purchase property?
DO YOUR RESEARCH! You or a representative must be physically present at the sale to bid on the property. The individual, bidding at the auction, must also be authorized to purchase property on behalf of the entity to be listed on the Tax Deed and provide the required corporate or power of attorney documentation to our office. If bidding on behalf of a trust, LLC or corporation, of which the bidder is not an officer of that entity, the bidder must provide notarized authorization from the entity which allows the bidder to purchase property in that entity's name. The bidder must also provide corporate papers from that entity which reflects the name of the officer providing the notarized authorization. This paperwork must be present at the auction and that same bidder must submit the paperwork to our office when payment is made and documents are signed. These documents must be signed by the actual bidder or the officer of the corporation or LLC. Note: If the bidder does not have the proper authorization, the Tax Deed must be prepared in the name of the bidder ONLY. The bidder would then be required to provide valid photo identification when submitting payment and signing the required documents for the purchase of property.
What if the certificate holder/applicant would like to purchase the property?
The certificate holder/applicant must be present and bid for the property if he/she would want to own the property. He/she must make the highest bid in order to purchase the property.
What is the successful bidder required to provide immediately?
The successful bidder must produce valid photo identification such as a driver's license and also provide us with a telephone number. A nonrefundable deposit of $200 or 5 percent of the bid (which ever is higher) is collected at the time of the sale, and would be forfeited upon default (197.542(2) F.S.). No cash, and no personal or business checks are accepted.
Is payment in full required the day of the sale?
Full payment must be made at the office of Broward County Tax Collector located at 115 S. Andrews Ave, Room A-100, Fort Lauderdale, FL no later than 10 the following morning. A separate cashier's check is required for each property purchased. If the payment is not received within the specified time, the deposit and property are forfeited along with the bidder's/entity's privilege to participate in any future tax deed sales (197.542(2) F.S.).
What is the successful bidder required to provide at time of payment?
Since there are various forms to be signed by the new owner, and some require notarization, the successful bidder must provide valid photo identification. If the bid was made on behalf of any entity other than the name of the individual bidding, proper documentation must be presented. (i.e. - articles of incorporation, current power of attorney, etc.) When property is purchased at a tax deed sale, this office would collect the full amount bid (which includes the taxes and fees in the application) along with the Recording fees and Doc Stamp fees. At the time of the sale, you would be informed of the total amount due.
If the property would be redeemed prior to this office receiving full payment of the bid, you will be contacted at the telephone number you provided to us at the sale. If you had already presented your cashier’s check, you would then need to come into the office, with your receipts, and retrieve the cashier’s check and the $200 cash deposit.
Is the property sold free and clear of liens?
No. Additional property taxes, as well as, liens on the property may be due and would become the responsibility of the new owner. It is imperative that anyone interested in participating in the Tax Deed sale conduct extensive research including a full title and lien search prior to bidding on any properties. Government liens follow the property. Vacant property may have lot clearing, code and other liens attached to it.
What type of document is issued as a result of the sale?
Tax Deed is issued. A tax deed is a form of title given in the event property is sold to satisfy taxes; A tax deed carries no warranties and does not guarantee clear title. It is to the buyer's advantage to consult a real estate attorney in efforts to obtain clear title.
Once a property is acquired at a Tax Deed Sale, is there a redemption period for the former property owner?
The former owner will be allowed to pay the delinquent taxes, and the sale made void until the bid is paid in full. This process takes about 24 hours from the time of sale. In the event that this would happen, the cashier's check along with the deposit would be returned, or a refund issued to the successful bidder.
The property may be redeemed by anyone with a legal interest in the property, such as the owner or mortgage company.
What happens to the properties that do not sell at the auction?
If the Tax Deed Applicant is an individual, and there are no bids at the sale, the applicant is required to accept the property by paying the additional costs of the documentary stamps, recording fees, and one-half the assessed value if the property is homesteaded. This must be made within 24 hours of the auction. If the Tax Deed Applicant is Broward County and there are no bids at the sale, the property is immediately placed on the list of Lands Available for Taxes (LAFT).
Are all properties inhabitable and/or buildable?
NO. You MUST do your research! It is imperative that anyone interested in participating in the tax deed sale conduct extensive research including a full title and lien search prior to bidding on any properties. Otherwise, you could end up with a drainage ditch, a sign, condemned property, a stairwell, a heap of junk, a small strip of nothing, etc.
Can I borrow the keys or make an appointment with the Tax Collector to view the property so that I can look at it before I buy?
The Tax Collector is NOT a Real Estate Agency, DOES NOT have the keys to the property and knows nothing about the condition of any property. Do your own research! The Property Appraiser's office and their website have USE codes and maps. The Tax Collector can only tell you about the taxes that are due. Remember: You are trespassing if you go onto the property.
Can the Tax Collector provide pictures of the property, floor plans, size of rooms, etc.?
No. The Tax Collector can only tell you about the taxes that are due.
Does Broward County guarantee the sale?
Broward County DOES NOT guarantee the condition of any property or title with respect thereto. ALL PROPERTIES ARE SOLD "BUYER BEWARE."
Do I have the right to immediate possession?
Yes. The tax deed makes you the owner.
Will the Tax Collector evict people living on the property and dispose of unwanted junk left there?
No. The Tax Collector does not evict people or remove junk; contact the Sheriff's office for eviction.
Will the Tax Collector help me get clear title?
No. A tax deed carries no warranties and does not guarantee clear title. It is to the buyer's advantage to consult a real estate attorney in efforts to obtain clear title.